The holiday season is here, and it’s the perfect time to find meaningful gifts without stretching your budget—or risking your personal information. Whether you prefer shopping in stores or browsing online, a little preparation goes a long way toward stress-free, budget-friendly holiday shopping.
Kick off 2026 by taking control of your finances! Whether you want to grow your savings, pay down debt, or feel more confident about your money, these practical budgeting tips from your local Western Massachusetts credit union can help you start the year strong.
Are you a soon-to-be parent? If so, you may be wondering how your new role will impact your budget. According to the U.S. Department of Agriculture, the average cost of raising a child (from birth through age 17) is $233,610. If that number sends you into a panic, don’t fret. Here are a few steps you can take now to help you save some money and better prepare your budget (and your future) for your child’s arrival.
In the last 15 to 20 years, mobile devices have replaced a lot of (bulky) products we used to use daily: phone, calculator, camera, video games, etc. Today, it’s taking aim at your wallet. With digital wallet apps like Apple Pay, Samsung Pay and Google Pay, it’s possible to make electronic transactions without presenting a physical credit or debit card.
Whether you’re purchasing your first car or upgrading your current model, it’s important to understand the commitment you’re making and plan for the long-term expense.
When faced with the need to access the equity in your home, understanding the nuances of financial products like a home equity loan and a HELOC is crucial. Both options can provide substantial funds for various purposes, but they operate differently and suit different financial needs and goals.
In today’s digital age, providing your child with a debit card can be a valuable tool for teaching financial responsibility. Beyond the convenience of cashless transactions, a debit card offers numerous benefits that can set your child on the right path toward financial independence.
When it comes to purchasing a new home, it’s important to do your homework. It’s a big change that will likely affect your life (and finances) in a variety of ways, so advanced preparation is key. If you’re considering entering the housing market, here are five things you should know.
For more than 50 years, LUSO Federal Credit Union has advocated for the financial health and wellness of our members. To mark April’s designation as “National Financial Literacy Month,” we are highlighting the importance of financial literacy and teaching members of all ages how to establish and maintain healthy financial habits.
Teaching your kids how to save and budget their money at an early age helps them reinforce the good money habits that will set them up for long-term financial health and wellness. If you’re unsure where to start, LUSO recommends the Save, Spend, Share plan, which helps kids understand the fundamentals.
LUSO is pleased to announce our first registered Little Free Library in Ludlow, located at 599 East Street. LUSO’s second Little Free Library is now available at the Wilbraham branch in Crane Park.
Whether you’re waiting for a Black Friday door-buster sale or plan to get your gift-buying done tomorrow, here are some money-saving tips to help you stay on track this season.
Unlike traditional bills where the consumer is sent an invoice and expected to pay, a subscription service automatically takes recurring payments from a credit or debit card on file. It’s usually easy to set up online or in-app using your card number.
There are many benefits of a home renovation and it can be an exciting venture. Home renovations give homeowners the opportunity to express their individual tastes and style throughout their home. With a plan in mind, an end goal, and an understanding of these benefits, anyone can achieve the home renovation of their dreams.
Emergency funds are extremely important whether you are an individual or own a business. Managing your savings, however, is not always easy, especially when you are trying to pay down debt or have high bills each month. Here are several strategies to starting an emergency fund and budgeting your income so you can make the most out of your money.
As the weather gets brighter and the days get longer, you can get a head start on your organization by going through your financial papers, discarding the old, making way for the new, and reanalyzing your spending and saving habits. Here are some smart ways you can spring clean your finances.
Rebuilding or establishing credit can help consumers save money over time, which is why LUSO Federal Credit Union recently launched Credit Sense, a financial education tool powered by SavvvyMoney®, that allows members to take control of their finances.
