Recreational Vehicle

Buy your dream wheels or watercraft with members-only vehicle finance.

New Motorcycle: 2023 or Newer

    Overview

    Prepare for a spin on a brand new ride. Member benefits include:

    • $1,000 minimum loan
    • One- to six-year loan terms
    • Up to 100% MSRP financing
    • $95 processing fee

    View Rates

    As of 4/24/2024

    Minimum LoanTermRates as low as*APR*Maximum FinancingPayment per $1,000 borrowed
    $1,0001-Year8.000%11.183%Up to 100% MSRP$86.99
    $1,0002-Year8.000%9.677%Up to 100% MSRP$45.23
    $1,0003-Year8.000%9.149%Up to 100% MSRP$31.34
    $1,0004-Year8.500%9.383%Up to 100% MSRP$24.65
    $1,0005-Year8.500%9.220%Up to 100% MSRP$20.52
    $1,0006-Year9.500%10.118%Up to 100% MSRP$17.78

    *Rates and Annual Percentage Rates. APR: Annual Percentage Rate is based on a $10,000 loan amount, unless otherwise noted.

    Used Motorcycle: 2014 – 2022

      Overview

      Score a deal on a bike with plenty of life left. Member benefits include:

      • $1,000 minimum loan
      • One- to five-year loan terms
      • $95 processing fee

      View Rates

      As of 4/24/2024

      Minimum LoanTermRates as low as*APR*Maximum FinancingPayment per $1,000 borrowed
      $1,0001-Year9.500%12.695%95% NADA Retail$87.68
      $1,0002-Year9.500%11.188%95% NADA Retail$45.91
      $1,0003-Year9.500%10.659%90% NADA Retail$32.03
      $1,0004-Year9.500%10.390%90% NADA Retail$25.12
      $1,0005-Year10.000%10.730%90% NADA Retail$21.25

      *Rates and Annual Percentage Rates. APR: Annual Percentage Rate is based on a $10,000 loan amount, unless otherwise noted.

      New RV/Power Sport/Water Craft: 2023 or Newer

        Overview

        Buy a new boat, ATV, snowmobile or RV. Member benefits include:

        • $1,000 minimum loan
        • One- to 15-year loan terms
        • Up to 100% MSRP financing
        • $95 processing fee

        View Rates

        As of 4/24/2024

        Minimum LoanTermRates as low as*APR*Maximum FinancingPayment per $1,000 borrowed
        $1,0001-Year8.750%11.996%100% MSRP$87.34
        $1,0002-Year8.750%10.460%100% MSRP$45.57
        $1,0003-Year8.750%9.924%100% MSRP$31.68
        $1,0004-Year9.000%9.901%100% MSRP$24.89
        $1,0005-Year9.000%9.737%100% MSRP$20.76
        $1,0007-Year9.250%9.796%100% MSRP$16.22
        $1,00010-Year9.750%10.159%100% MSRP$13.08
        $1,00015-Year10.500%10.809%100% MSRP$11.05

        *Rates and Annual Percentage Rates. APR: Annual Percentage Rate is based on a $10,000 loan amount, unless otherwise noted.

        Used RV/Power Sport/Water Craft: 2010 – 2022

          Overview

          Buy a late-model boat, ATV, snowmobile or RV. Member benefits include:

          • $1,000 minimum loan
          • One- to 10-year loan terms
          • Up to 100% NADA financing
          • $95 processing fee

          View Rates

          As of 4/24/2024

          Minimum LoanTermRates as low as*APR*Maximum FinancingPayment per $1,000 borrowed
          $1,0001-Year9.000%12.245%100% NADA Retail$87.45
          $1,0002-Year9.000%10.714%100% NADA Retail$45.68
          $1,0003-Year9.000%10.175%95% NADA Retail$31.80
          $1,0004-Year9.250%10.125%95% NADA Retail$25.00
          $1,0005-Year9.250%9.987%95% NADA Retail$20.88
          $1,0007-Year9.500%10.050%90% NADA Retail$16.34
          $1,00010-Year10.000%10.411%90% NADA Retail$13.22

          *Rates and Annual Percentage Rates. APR: Annual Percentage Rate is based on a $10,000 loan amount, unless otherwise noted. Existing LFCU loans excluded. REQUIRED – $75.00 VSI insurance fee on all vehicle loans; $100.00 VSI insurance fee on commercial vehicle loans. GAP Insurance available.

          Make the most of LUSO membership.

          Maximize the benefits of banking with LUSO Federal Credit Union.

          Credit Sense

          Know Your Score

          Auto Loans

          Drive a Deal