In-School Banking Program

Bringing LUSO Federal Credit Union to local schools.

Encouraging financial wellness


    As a local not-for-profit financial institution, LUSO strives to bring the best financial services to our community. Our In-School Banking Program is one way we deliver on that promise. Launched in 2015, the program runs throughout the school year. Each week, credit union representatives visit participating schools to help manage deposit activities and reinforce the value of financial wellness.

    Participating Schools


      • East Street Elementary School
      • Green Meadows Elementary School
      • Harris Brook Elementary School
      • Mile Tree Elementary School
      • Paul R. Baird Middle School
      • Soule Road Elementary School
      • St. John the Baptist School
      • Stony Hill School

      “Together we support students with opportunities to learn and grow. We consider Luso Federal Credit Union part of our teaching and learning community at Harris Brook and appreciate the collaboration and support that our partnership has created over the past 8 years.”

      – Nikki Reed, Principal, Harris Brook Elementary School



        Why join?

        Participating students get a full academic year of financial literacy education plus perks, including:

        • Weekly deposit gifts
        • $5 opening deposit for a Savings Is Fun Account
        • Account register and deposit envelopes

        Students can make deposits weekly in any amount. Our team members update the registers online, eliminating the need for paper receipts. At the end of the month, we send statements of account activity to each student’s home address.

        How do I join?

        It’s easy! To open an account, simply complete an application and have your student bring it to a LUSO Federal Credit Union branch or hand it to a credit union representative on any school banking day.


        What if my school doesn’t participate?

        Don’t see your school on the list? We’re always looking to expand our In-School Banking Program. Email us to let us know which school you’d like to see join the program.

        In-School Banking Agreements


          Want to join LUSO’s In-School Banking Program? Download your application.


          Ludlow/Wilbraham Student Agreement


          Ludlow/Wilbraham Teacher Agreement

          In-School Banking Newsletters


            Catch up on the latest news from our In-School Banking Program.

            Youth Newsletter – Summer 2024

            Teachers – All Schools

            Make the most of LUSO membership.

            Maximize the benefits of banking with LUSO Federal Credit Union.

            Digital Wallet

            Go Digital

            Checking Accounts

            Open an Account