Bringing LUSO Federal Credit Union to local schools.
Encouraging financial wellness
As a local not-for-profit financial institution, LUSO strives to bring the best financial services to our community. Our In-School Banking Program is one way we deliver on that promise. Throughout the school year, credit union representatives visit participating schools each week to help manage deposit activities and reinforce the value of financial wellness.
Learning about money at an early age can help children develop habits that last a lifetime. Through regular deposits, students see firsthand how responsibility, consistency, and small efforts can add up over time. These lessons go beyond saving money by helping students understand the value of setting goals, building routines, and making thoughtful financial decisions.
By giving students hands-on experience with saving and banking, LUSO’s In-School Banking Program helps make financial education part of their everyday lives and provides a foundation they can build on as they grow.
Participating Schools
“Together we support students with opportunities to learn and grow. We consider Luso Federal Credit Union part of our teaching and learning community at Harris Brook and appreciate the collaboration and support that our partnership has created over the past 8 years.”
– Nikki Reed, Principal, Harris Brook Elementary School
FAQs
Participating students get a full academic year of financial literacy education plus perks, including:
Students can make deposits weekly in any amount. Our team members update the registers online, eliminating the need for paper receipts. At the end of the month, we send statements of account activity to each student’s home address.
It’s easy! To open an account, simply complete an application and have your student bring it to a LUSO Federal Credit Union branch or hand it to a credit union representative on any school banking day.
Don’t see your school on the list? We’re always looking to expand our In-School Banking Program. Email us to let us know which school you’d like to see join the program.
In-School Banking Agreements
Want to join LUSO’s In-School Banking Program? Download your application.
Ludlow/Wilbraham Student Agreement
In-School Banking Newsletters
Catch up on the latest news from our In-School Banking Program.
Youth Newsletter – Fall 2026
Teachers – 2025-2026 School Year
Take control of your money. We’ve partnered with Banzai to bring you a wealth of tips and lessons on how to borrow responsibly.
