Credit Sense

Check your credit score and more with this free service.

Stay on top of your credit via LUSO online or mobile banking.


    Know your score. Access your full credit report.* Monitor activity. Do it all online or on the go.

    Key Features

    • Know your current credit score
    • Access your full credit report
    • Activate credit monitoring alerts
    • Learn how to improve your score and strengthen your credit
    • Get tips on how to save money on LUSO home, auto and personal loans
    • Get email notifications of credit report changes, including unauthorized activity, to keep an eye out for identity theft
    • Dispute credit report items

    How to Sign Up

    Sign up for Credit Sense in four quick steps:

    1. Sign into your online or mobile banking account
    2. Click on “Credit Score” button
    3. Accept Terms & Conditions
    4. Click “Submit”

    *Credit score is based on a soft pull of your credit and will not penalize you for review. Please note, this information is provided as a general guide of your approximate score and tips on how to improve. The number pulled by LUSO Federal Credit Union at time of loan application may vary from your estimated score due to additional information provided by the three credit bureaus.

    Become a member.

    Join LUSO Federal Credit Union and enjoy these benefits and many more.

    Credit Builder Loan

    Borrow Smart

    Financial Tune-Up

    Set Goals

    Financial Resource Center