VISA® DBA Platinum Credit Card

Start earning rewards for business-related purchases and expenses.

  • No annual fee
  • No processing fee
  • Earn CURewards®
  • Minimum credit limit of $1,000 with a maximum credit limit of $25,000
  • Accepted anywhere VISA® is welcome

Effective Date: Saturday, January 18, 2020

VISA® DBA Platinum Credit Card

Minimum CreditMaximum CreditPurchase RateBalance TransferCash Advance
$1,000.00$25,000.009.50% APR6.99% APR11.50% APR

APR: Annual Percentage Rate.

Visa® Business periodic rate of 0.02603% is valid on new purchases; Visa® Business periodic rate of 0.03151% is valid on cash advance.

6.99% Balance Transfer APR is valid on transferred balances to your LFCU Visa® Credit Card and applies to the life of the balance until paid.

Your Luso FCU card is a revolving line of credit. The minimum payment is 2% of your Total New Balance, or $20.00, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amount you are over your credit limit. The savings for credit cards is based on lowest available Credit Union APR and assumes your balance remains constant for one year. Finance charge computation is based on the daily average balance.

Annual Fee: None; Over the Limit Fee: $20.00; Late Fee: $20.00; Return Check Fee: $30.00; Card Replacement: $25.00 normal processing; $75.00 rush order; Past Due Fee: $20.00 after the 20th day following the due date. VISA® International Exchange Conversion Fee: Applicable cost to the Credit Union at the time of transaction.