Don’t just expect the unexpected. Prepare for it.

HUB International Home & Auto Program


    Take advantage of exclusive member benefits through our partnership with leading global insurance broker HUB, including:

    • Savings of up to $500, plus 6% auto insurance and 4% homeowner’s insurance discounts
    • Accident Forgiveness
    • Good Student Discount
    • Military Away Discount
    • Low Mileage Discount

    TruStage® Auto & Home Insurance Program


      Take a minute to compare auto and home insurance rates. You might be surprised what you can save through our partnership with TruStage.

      • Property and casualty coverage
      • Online bill pay, account changes and claims
      • Fast, easy, 24/7 access to claims service
      • Free, no-obligation quote

      TruStage® Guaranteed Asset Protection (GAP)


        Low-cost GAP insurance covers the “gap” between what your auto insurance will pay to repair or replace your vehicle and what you owe on your auto loan.

        • Up to $1,000 toward down payment on replacement vehicle1
        • No underwriting if you roll GAP into auto loan
        • Fully refundable within the first 90 days

        TruStage® Mechanical Repair Coverage


          Breakdowns happen, especially to vehicles just past warranty. Take a proactive approach with insurance that pays for covered repairs (parts and labor).

          • Immediate coverage upon enrollment
          • Covers vehicles 10 years old or newer with up to 100,000 miles
          • Free 30-day trial, no cancellation fee if canceled within first 30 days2

          Accidental Death & Dismemberment


            It’s a hard one to discuss but an important one. Give your family a safety net and a more secure future in case of an untimely event.

            • $1,000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance3
            • Pays cash benefit to beneficiary for accidental death or serious injury
            • Offers additional coverage up to $300,000 for members 18 and over enrolled in Member Only Plan or Family Plan
            • Guaranteed acceptance, no medical questions
            Compare your options
            ProductFeatures & Benefits
            HUB International Home & Auto Insurance ProgramData Save up to $500, plus member-exclusive discounts, including good student, military away and low mileage discounts.
            TruStage® Auto & Home Insurance ProgramSave on auto and home insurance, including property and casualty coverage. Pay bills, make account updates or file claims online.
            TruStage®Guaranteed Asset Protection (GAP)Cover the “gap” on your auto insurance with low-cost GAP insurance and get up to $1,000 toward a replacement vehicle.1
            TruStage® Mechanical Repair CoverageCover vehicle breakdowns with insurance that pays for repairs on vehicles up to 10 years old or 100,000 miles, plus free 30-day trial.2
            Accidental Death & DismembermentGive your family a safety net in case of an untimely event with $1,000 of no-cost insurance3 plus up to $300,000 for members 18 and over.

              1Where allowed by law and when financed by LUSO Federal Credit Union.

              2Some states allow more than 30 days, however cancellation fees may apply. Ask us for details.

              3TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. Insurance is not a deposit and is not federally insured or guaranteed by the credit union. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012. ADD-1607689.1

              Make the most of LUSO membership.

              Maximize the benefits of banking with LUSO Federal Credit Union.

              VISA® Mobile Card App

              Download Now

              Credit Sense

              Know Your Score