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Our Community

Committed to making a lasting difference.

In the Community

    Overview

    As your local community credit union, LUSO Federal Credit Union is committed to making a lasting difference. Our annual program participation and sponsorship includes:

    • In-School Banking and Junior Achievement programs, which foster work readiness, financial literacy and entrepreneurship skills for over 2,000 students
    • Library and reading programs

    In the News

    A Smarter Way to Think About Fixed-Rate Mortgages

    When you take out a fixed-rate mortgage, stability is usually the goal. You lock in a rate, set your budget, and move forward knowing your payment won’t change even if the market does. That predictability is valuable — but it can also mean missing opportunities if interest rates drop after you close. That’s where TRIM™ (The Rate Improver Mortgage) from LUSO Federal Credit Union comes in.

    2026 Budget Tips: New Year, New Savings Goals

    Kick off 2026 by taking control of your finances! Whether you want to grow your savings, pay down debt, or feel more confident about your money, these practical budgeting tips from your local Western Massachusetts credit union can help you start the year strong.

    Celebrate International Credit Union Day® with LUSO Federal Credit Union
    Millions of people worldwide choose credit unions because they put members and communities first. At LUSO Federal Credit Union, we believe that when our members succeed, our community thrives. This member-focused approach has a global impact, reaching over 411 million credit union members across the world.
    Why Financial Wellness = Less Stress in Your Daily Life
    Money is one of the biggest stressors in most people’s lives. Whether it’s worrying about bills, feeling weighed down by debt, or wondering if you’re saving enough for the future, financial uncertainty can impact your mental and physical health. The good news? Building financial wellness can help reduce that stress and give you a greater sense of control over your daily life.
    How to Deal with Debt During a Divorce
    Dealing with debt during a divorce can be frustrating, overwhelming, and can make saving money seem impossible. Your financial institution may or may not have the tools and tips necessary to help you manage your debt, so that’s where credit unions come in.
    Budget Tips for New Parents

    Are you a soon-to-be parent? If so, you may be wondering how your new role will impact your budget. According to the U.S. Department of Agriculture, the average cost of raising a child (from birth through age 17) is $233,610. If that number sends you into a panic, don’t fret. Here are a few steps you can take now to help you save some money and better prepare your budget (and your future) for your child’s arrival.

    Digital Wallets Available at LUSO

    In the last 15 to 20 years, mobile devices have replaced a lot of (bulky) products we used to use daily: phone, calculator, camera, video games, etc. Today, it’s taking aim at your wallet. With digital wallet apps like Apple Pay, Samsung Pay and Google Pay, it’s possible to make electronic transactions without presenting a physical credit or debit card.

    Become a member.

    Join LUSO Federal Credit Union and enjoy these benefits and many more.

    Credit Builder Loan

    Borrow Smart

    Financial Tune-Up

    Set Goals

    Financial Resource Center