HomeAbout UsOur Community

Our Community

Committed to making a lasting difference.

In the Community

    Overview

    As your local community credit union, LUSO Federal Credit Union is committed to making a lasting difference. Our annual program participation and sponsorship includes:

    • In-School Banking and Junior Achievement programs, which foster work readiness, financial literacy and entrepreneurship skills for over 2,000 students
    • Library and reading programs

    In the News

    Why Financial Wellness = Less Stress in Your Daily Life
    Money is one of the biggest stressors in most people’s lives. Whether it’s worrying about bills, feeling weighed down by debt, or wondering if you’re saving enough for the future, financial uncertainty can impact your mental and physical health. The good news? Building financial wellness can help reduce that stress and give you a greater sense of control over your daily life.
    How to Deal with Debt During a Divorce
    Dealing with debt during a divorce can be frustrating, overwhelming, and can make saving money seem impossible. Your financial institution may or may not have the tools and tips necessary to help you manage your debt, so that’s where credit unions come in.
    Budget Tips for New Parents

    Are you a soon-to-be parent? If so, you may be wondering how your new role will impact your budget. According to the U.S. Department of Agriculture, the average cost of raising a child (from birth through age 17) is $233,610. If that number sends you into a panic, don’t fret. Here are a few steps you can take now to help you save some money and better prepare your budget (and your future) for your child’s arrival.

    Digital Wallets Available at LUSO

    In the last 15 to 20 years, mobile devices have replaced a lot of (bulky) products we used to use daily: phone, calculator, camera, video games, etc. Today, it’s taking aim at your wallet. With digital wallet apps like Apple Pay, Samsung Pay and Google Pay, it’s possible to make electronic transactions without presenting a physical credit or debit card.

    Holiday Cheer on a Budget: Smart Shopping Tips for a Joyful Season

    The holiday season is here, and with it comes the rush to find the perfect gifts without breaking the bank—or compromising your security. Before you dive into the deals, it’s important to do your homework. Let’s explore how to stay financially smart, tech-savvy, and secure while checking off your gift list.

    Buy Your Next Car with Credit Union Financing

    Whether you’re purchasing your first car or upgrading your current model, it’s important to understand the commitment you’re making and plan for the long-term expense.

    Understanding HELOC vs. Home Equity Loan

    When faced with the need to access the equity in your home, understanding the nuances of financial products like a home equity loan and a HELOC is crucial. Both options can provide substantial funds for various purposes, but they operate differently and suit different financial needs and goals.

    Empowering Your Child with a Debit Card: A Path to Financial Responsibility

    In today’s digital age, providing your child with a debit card can be a valuable tool for teaching financial responsibility. Beyond the convenience of cashless transactions, a debit card offers numerous benefits that can set your child on the right path toward financial independence. 

    5 Tips for Purchasing a Home

    When it comes to purchasing a new home, it’s important to do your homework. It’s a big change that will likely affect your life (and finances) in a variety of ways, so advanced preparation is key. If you’re considering entering the housing market, here are five things you should know.

    April is Financial Literacy Month

    For more than 50 years, LUSO Federal Credit Union has advocated for the financial health and wellness of our members. To mark April’s designation as “National Financial Literacy Month,” we are highlighting the importance of financial literacy and teaching members of all ages how to establish and maintain healthy financial habits.

    Automate Your Savings: Use Direct Deposit to Easily Grow Your Funds
    Have you ever heard the phrase, “Pay yourself first”? Put simply, it means to set aside a portion of your paycheck each week, before you pay your bills and purchase necessities like groceries or gas for your car. The purpose? To create a savings strategy that could help you weather the storm if a financial emergency arises.

    Become a member.

    Join LUSO Federal Credit Union and enjoy these benefits and many more.

    Credit Builder Loan

    Borrow Smart

    Financial Tune-Up

    Set Goals

    Financial Resource Center