Committed to making a lasting difference.
In the Community
As your local community credit union, LUSO Federal Credit Union is committed to making a lasting difference. Our annual program participation and sponsorship includes:
We are aware of scam attempts impersonating LUSO Federal Credit Union. If you receive suspicious calls, texts, emails, or social media messages claiming there’s an issue with your account, do not respond.
When you take out a fixed-rate mortgage, stability is usually the goal. You lock in a rate, set your budget, and move forward knowing your payment won’t change even if the market does. That predictability is valuable — but it can also mean missing opportunities if interest rates drop after you close. That’s where TRIM™ (The Rate Improver Mortgage) from LUSO Federal Credit Union comes in.
Kick off 2026 by taking control of your finances! Whether you want to grow your savings, pay down debt, or feel more confident about your money, these practical budgeting tips from your local Western Massachusetts credit union can help you start the year strong.
Are you a soon-to-be parent? If so, you may be wondering how your new role will impact your budget. According to the U.S. Department of Agriculture, the average cost of raising a child (from birth through age 17) is $233,610. If that number sends you into a panic, don’t fret. Here are a few steps you can take now to help you save some money and better prepare your budget (and your future) for your child’s arrival.
In the last 15 to 20 years, mobile devices have replaced a lot of (bulky) products we used to use daily: phone, calculator, camera, video games, etc. Today, it’s taking aim at your wallet. With digital wallet apps like Apple Pay, Samsung Pay and Google Pay, it’s possible to make electronic transactions without presenting a physical credit or debit card.
