The holiday season is here, and it’s the perfect time to find meaningful gifts without stretching your budget—or risking your personal information. Whether you prefer shopping in stores or browsing online, a little preparation goes a long way toward stress-free, budget-friendly holiday shopping.
Impulse buys can quickly derail your holiday budget. Before you shop, make a list of gifts for each person and set a spending limit. This lets you compare deals across retailers and ensures you really get the best holiday deals. Tracking prices ahead of time helps you avoid “sale” prices that aren’t as good as they seem.
Smart online shopping tools can make holiday shopping faster, easier, and more affordable. Price comparison websites, browser extensions, and mobile apps help you find the best deals, track sales, and even alert you when your favorite items drop in price. Using these tools keeps your shopping organized, maximizes your savings, and makes online shopping safer.
Whether shopping online or in-store, keeping your personal information safe is essential:
Above all, don’t be duped by the hype of the holiday shopping kickoff. Be patient and prepared and you’ll find the best deals.
LUSO Federal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing members with quality financial services and products. We at LUSO pride ourselves on serving the financial needs of our members and helping them save for the special occasions in life.
Feel free to contact our Ludlow or Wilbraham branch toll free at 1-844-LUSO-FCU.
