Smart Change, Big Goals

Whether you’re saving for your first phone, new kicks, or just learning how to be smart with money, LUSO Federal Credit Union’s School Banking Program has your back. It’s fun. It’s easy. And it sets you up for financial success—in just 3 simple steps.

Open a Savings is Fun account right from your school with help from the LUSO team!

• Earn prizes every week you deposit
• Join monthly and quarterly contests
• Watch your money grow!

If you’re already a School Banking superstar—awesome! You’re ready for the next step.

Once you’ve built up some savings, you’re ready for the next move—your very own Smart Start Checking Account.

Here’s what you get:

• Your own debit card to spend safely (with parental guidance, of course)
• The LUSO Mobile App on your phone or tablet for quick access to check balances or track spending
• Apple Pay or Samsung Pay so you can tap to pay with your device—no wallet needed!
• A grown-up banking experience with tools designed just for students

Parents/guardians co-sign to help you stay on track.

Stay in control of your money from your phone or tablet.

• Download the LUSO App to check balances and track your spending
• Set up Online Banking to view deposits and transactions
• Link to Apple Pay or Samsung Pay for secure, tap-to-pay access wherever you shop (with parental approval!)

Now you’re banking like a pro—and learning smart money habits that’ll last forever.

LUSO staff visit your school weekly to help with deposits, answer questions, and keep things fun.

Don’t forget: the more you bank, the more chances you have to win awesome prizes!