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Classic Term Share/IRA Certificate
Set funds aside for a designated period of time and earn a competitive dividend rate. Whether you are a new or existing member, we can discuss our relationship pricing options with you and generally work out a share certificate rate that will fit what you are looking for.
We have a current special offer for a 3-month term share/IRA certificate. Please contact one of our VIP Bankers to learn more.
- $500 minimum deposit for an IRA Term Share Certificate
- $500 minimum deposit for a Term Share Certificate
- Relationship pricing available - basis point increases from our stated dividend rate are offered for: length of membership, direct deposit, overall deposit balances, etc.
- This account is subject to early withdrawal penalties.
Effective Date: Friday, June 9, 2023
| Term | Term Share Minimum Balance | IRA Minimum Balance | Dividend Rate | APY | MAX� Relationship Rate/APY |
|---|---|---|---|---|---|
| 03 Months | $500.00 | $500.00 | 0.05% | 0.05% | N/A |
| 04 Months | $500.00 | $500.00 | 0.05% | 0.05% | N/A |
| 05 Months | $500.00 | $500.00 | 0.05% | 0.05% | N/A |
| 06 Months | $500.00 | $500.00 | 0.10% | 0.10% | N/A |
| 09 Months | $500.00 | N/A | 0.10% | 0.10% | N/A |
| 12 Months | $500.00 | $500.00 | 0.15% | 0.15% | N/A |
| 18 Months | $500.00 | $500.00 | 0.20% | 0.20% | N/A |
| 20 Months | $500.00 | $500.00 | 0.20% | 0.20% | N/A |
| 24 Months | $500.00 | $500.00 | 0.25% | 0.25% | N/A |
| 30 Months | $500.00 | $500.00 | 0.30% | 0.30% | N/A |
| 36 Months | $500.00 | $500.00 | 0.35% | 0.35% | N/A |
| 48 Months | $500.00 | $500.00 | 0.40% | 0.40% | N/A |
| 60 Months | $500.00 | $500.00 | 0.50% | 0.50% | N/A |
*APY: Annual Percentage Yield. This account is subject to early withdrawal penalties.
Ask our VIP Bankers about our current special rate promotion.