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Term Share Certificate & IRAs

Enhance your dividends of being a LUSO member.

“Classic” Term Share Certificate

    Overview

    Save your funds on your terms with a guaranteed rate with LUSO’s term share CD.

    • $500 minimum deposit
    • 3-month to 5-year terms
    • Eligible for rate increases based on length of membership, direct deposit and overall deposit balances
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    IRA Statement Share Account

      Overview

      Add to or begin your retirement plan today with this simple IRA savings account.

      • Make contributions at any time
      • Earn tax-advantaged dividends
      • Eligible for rate increases based on length of membership, direct deposit and overall deposit balances
      Compare your options
      TermTerm Share Minimum BalanceIRA Minimum BalanceDividend RateAPYRelationship Criteria
      15-Month Relationship Special2$500$5003.25%3.30%Direct Deposit or a 10-Year+ Membership2
      23-Month Relationship Special3$500$5002.71%2.75%Direct Deposit or a 10-Year+ Membership3
      3 to 5 Months$500$5000.05%0.05%N/A
      6 Months$500$5000.10%0.10%N/A
      9 Months$500$5000.10%0.10%N/A
      12 Months$500$5000.15%0.15%N/A
      18 Months$500$5000.20%0.20%N/A
      20 Months$500$5000.20%0.20%N/A
      24 Months$500$5000.25%0.25%N/A
      30 Months$500$5000.30%0.30%N/A
      36 Months$500$5000.35%0.35%N/A
      48 Months$500$5000.40%0.40%N/A
      60 Months$500$5000.50%0.50%N/A

        1APY: Annual Percentage Yield. Relationship Special – 3.05% APY without direct deposit or 10-year plus membership. This account is subject to early withdrawal penalties.

        2APY: Annual Percentage Yield. Relationship Special – 2.50% APY without direct deposit or 10-year plus membership. This account is subject to early withdrawal penalties.

        Term Share Special

        Increase your earnings. Ask us about our current special rate promotion.

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