Keep LUSO Federal Credit Union right where you need us – at your fingertips.
Get to know LUSO mobile banking.
Make mobile check deposits, transfers, and purchases. Do it all on the go – or reach out if you need us.
Go Mobile in Minutes
Check balances, pay bills and more – at home or on the go – with LUSO Federal Credit Union mobile banking. Enjoy the convenience of mobile check deposits with our free mobile banking app for Apple® or Android®.1
Remote Deposit Capture
Save yourself a trip to a branch. Use your smartphone or tablet to deposit checks directly to your LUSO account with your mobile banking app.
Tips for Flawless Mobile Check Deposits
Deposit Directions
1. Launch your mobile banking app, log in to your account, and tap on the menu button in the upper left corner of the app.
2. Tap on “Deposit a Check.”
3. Tap on “Select an Account.”
4. Tap on the account where you want your deposit to go.
5. Tap on the “Check Amount” field and type in the amount of your check.
6. Tap “Click Here to Take Picture.” Align the check to fit in the green guidelines and tap the screen to capture the image. (If it’s too dark or blurry, re-take the picture by tapping the image.)
7. Align the check to fit in the green guidelines and tap the screen to capture the image (if it’s too dark or blurry you can re-take the picture by tapping the image).
8. Tap “Click Here to Take Picture” to take a picture of the back of your check.
9. Align the check to fit in the green guidelines and tap the screen to capture the image. (If it’s too dark or blurry, re-take the picture by tapping the image.)
10. Once you have both images successfully captured, tap “Make Deposit.”
11. Wait to receive the message “Your check has been deposited” along with a transaction ID and instructions on what to do with your deposited check.3
12. Tap “Deposit Another Check” if you have additional checks or click the arrow in the upper left corner to go back to Mobile Banking. If you have any questions regarding Remote Deposit Capture, please call our Member Services Department at 844-587-6328, option 3.
1Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data rates may apply. Check with your mobile phone carrier for details.
2Effective July 1, 2018, Reg CC REQUIRES that all checks deposited through RDC (Remote Deposit Capture) have a restrictive endorsement on them. All checks deposited through RDC must be endorsed with “For Remote Deposit Only.” Please note all checks deposited through RDC after January 1, 2019, must be endorsed with “For Remote Deposit Only at LUSO Federal Credit Union.” If checks are not properly endorsed, they may be rejected.
3Funds will typically post to your account within 2 days of receipt and may be held for up to two business days (Note: checks over $3,000 are held for 7 business days). Please retain your deposited check for 30 days and then securely destroy it.
Digital Wallet
Make in-store, in-app or online purchases with just your smartphone. Use one of these trusted solutions (available for Visa® credit cards and debit cards) to ensure your payment information is never shared with merchants or stored on your device:
