LUSO Federal Credit Union's goal is to help our members achieve financial health and wellness while providing the best and most up-to-date technological resources to do so. With that in mind, we are excited to offer Credit Sense through our online banking and mobile app. Credit Sense allows members to check their credit score at any time, right from their computer or mobile device, just by logging into their LUSO account online. No separate log-in is required.

The program is FREE and in addition to offering access to your credit report*, Credit Sense offers personalized tips on improving your score...and more! 


Key Features

  • Instant credit score access and improvement tips
  • Recommendations for pre-qualified loans 
  • Credit report monitoring and alerts on credit changes
  • Ability to dispute credit report items, if needed
  • Tips on strengthening your credit

*Credit score is based on a soft pull of your credit and will not penalize you for review. Please note, this information is provided as a general guide of your approximate score and tips on how to improve. The number pulled by LUSO Federal Credit Union at time of loan application may vary from your estimated score due to additional information provided by the three credit bureaus.

Sign Up 

Signing up for Credit Sense is quick and easy. Follow these simple steps to get started:  

  • Sign into your online or mobile banking account 
  • Click on "Credit Score" on the page menu
  • Accept Terms & Conditions
  • Click "Submit"

Frequently Asked Questions

Do you have a question about Credit Sense not answered here? Check out our FAQ for more information! 

Phone screen showing a credit score.

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