Home Equity
Apply NowMobile Banking
Go MobileThe Rate Improver Mortgage “TRIM”
Learn MoreRouting # 211883922
NMLS # 255907
Credit Sense
Know Your ScoreThe 15-year fixed rate mortgage is most popular among homebuyers with sufficient income to meet the higher monthly payments to pay off the house before their children start college. They own more of their home faster with this kind of mortgage, and can then begin to consider the cost of higher education for their children without having a mortgage payment to make as well. Other homebuyers, who are more established in their careers, have higher incomes and whose desire is to own their homes before they retire, may also prefer this mortgage.