To ensure the security of your online transactions, LUSO Federal Credit Union uses additional “layered security” measures when appropriate. For instance, we might use these measures if increased risk to your transaction security warrants it. Such additional verification procedures or layers of control include:

• Call-back (voice) verification, email approval, or text-based identification
• Member verification procedures, especially when opening accounts online
• Analyzing banking transactions and flagging suspicious patterns, such as monthly member activity that suddenly switches from paying five vendors $10,000 a month to paying a completely new vendor $100,000
• Establishing dollar limits that require manual intervention to exceed a preset limit