Foreign Check Processing Fee (International Checks): TBD
Low Minimum Balance: $5.00 per month
Check Items Returned: $37.00 per item

Foreign Currency Services

Next Day by 4:30pm: $15.00
Next Day by 11:00am: $25.00

OPS – Overdraft Privilege

Overdrafts Paid: $37.00 per item
Overdrafts Returned: $37.00 per item
Sustained Overdraft – After 5 Days: $5.00 per day
Re-Deposit Returned Checks: $15.00 per item
Loan Payment Item Returned: $37.00 per item

Preferred Share Draft Checking: $6.95 monthly maintenance fee

Secure Share Draft Checking: $3.95 monthly maintenance fee

Overdraft Protection Transfer: $12.00 per transfer

Share Draft Stop Payment: $35.00 per item

ACH Stop Payment: $35.00 per item

Lost Passbook: $20.00 per replacement

Verification of Mortgage: $10.00 per item

Verification of Deposit: $10.00 per item

Mortgage Discharge Reissuance: $25.00 per item

Auto Loan Discharge Reissuance: $10.00 per item

Home Equity Line of Credit (LOC) Annual Maintenance Fee

Consumer Home Equity LOC: $50.00 annually
Commercial Home Equity LOC: $75.00 annually
Home Equity Product(s) Subordination Fee: $150.00 per loan

Account Closing Within 90 Days

Savings: $25.00 per account
Share Draft Checking: $25.00 per account
Money Market: $25.00 per account
Club Account – Early Withdrawal: $10.00 per account

Abandoned Property: $50.00 per account

Dormant Account

Savings (365 days with no member-generated activity): $30.00 annually
Share Draft (183 days with no member-generated activity): $50.00 annually

Regulation D Fee

Fee Incurred each time a transaction over the Reg D limit (limit of six) occurs: $15.00 per item