All applicants must be LUSO Federal Credit Union members or eligible for membership. If you are not already a member, you can become a member if you live, work, worship, or attend school in Hampden County or have family members who are already LUSO members. If you are not already a member, you will need to open a share membership savings account with a minimum deposit of $5. Note: You will need to provide two forms of government-issued ID to open your savings account.