Money Order

Member: $5.00 per item
Member – Age 60 and Over: $2.50 per item
Member - “60 PLUS” Account: FREE
Non-Member (CASH ONLY): $10.00 per item
Stop Payment / Reissue: $25.00 per item

Official Check

Member: $5.00 per item
Member – Age 60 and Over: $2.50 per item
Member - “60 PLUS” Account: FREE
Stop Payment / Reissue: $30.00 per item

Traveler's Checks

One Signature: 1.00%
Dual Signature: 2.00%

American Express Gift Checks

Member: $2.50 per item
Non-Member (CASH ONLY): $5.00 per item
Temporary Check: $2.00 per item

Incoming/Outgoing

Domestic: $30.00 per wire
International: $60.00 per wire

IRA Transfer

Incoming: FREE
Outgoing: $30.00 per account

Online Banking / Bill Payer

Monthly Service: FREE
Monthly eStatement Processing: FREE
Bill Payer Stop Payment: $25.00 per item
Expedited Payment: $9.95 per item
Quicken: $3.95 per month

ATM Transactions

Member: FREE – SUM® and MoneyPass® Networks
Non-Member ATM: $4.00 per transaction

Card Replacement - Lost or Stolen

Normal Processing: $15.00 per card
Rush Order Processing: $50.00 per card
PIN Reissue: $10.00 per PIN

Credit Card Replacement - Lost or Stolen

Normal Processing: $25.00 per card
Rush Order Processing: $75.00 per card

Cash Advance

LFCU VISA® Card: FREE
Foreign VISA® Card - Member: $5.00 per advance
Foreign VISA® Card - Non-Member: $10.00 per advance
VISA® Credit Card Annual Statement: $25.00 per statement

Low Minimum Balance: $5.00 per month

OPS - Overdraft Privilege

Overdrafts Paid: $35.00 per item
Overdrafts Returned: $35.00 per item
Sustained Overdraft – After 5 Days: $5.00 per day
Re-Deposit Returned Checks: $15.00 per item
Loan Payment Item Returned: $35.00 per item

Preferred Share Draft Checking: $6.95 monthly maintenance fee

Secure Share Draft Checking: $3.95 monthly maintenance fee

Overdraft Protection Transfer: $5.00 per transfer

Share Draft Stop Payment: $30.00 per item

ACH Stop Payment: $30.00 per item

Lost Passbook: $10.00 per replacement

Verification of Mortgage: $10.00 per item

Verification of Deposit: $5.00 per item

Home Equity Line of Credit (LOC) Annual Maintenance Fee

Consumer Home Equity LOC: $25.00 annually
Commercial Home Equity LOC: $75.00 annually
Home Equity Product(s) Subordination Fee: $150.00 per loan

Account Closing Within 90 Days

Savings: $10.00 per account
Share Draft Checking: $20.00 per account
Money Market: $20.00 per account
Club Account - Early Withdrawal: $10.00 per account

Abandoned Property: $50.00 per account

Dormant Account

Savings (365 days with no member generated activity): $25.00 annually
Share Draft (183 days with no member generated activity): $50.00 annually

Size 3 X 5

Rental: $30.00 annually
Box Drilling: Cost
Late Payment: $25.00 per month

Size 5 X 5

Rental: $40.00 annually
Box Drilling: Cost
Late Payment: $25.00 per month

Size 3 X 10

Rental: $45.00 annually
Box Drilling: Cost
Late Payment: $25.00 per month

Size 5 X 10

Rental: $65.00 annually
Box Drilling: Cost
Late Payment: $25.00 per month

Size 10 X 10 (Wilbraham Branch ONLY)

Rental: $75.00 annually
Box Drilling: Cost
Late Payment: $25.00 per month

Photocopy: $1.00 per copy

Check Copy

Paper Item: $5.00 per item
Electronic Item: $10.00 per item
Over (1) Year: $15.00 per item

Transaction Copy

Paper Item: $5.00 per item
Electronic Item: $10.00 per item
Over (1) Year: $15.00 per item
Copy 1099 or 1098: $10.00 per copy

Account History Statement

Paper Copy: $5.00 per statement
Online: FREE

Telephone Transfer: $5.00 per transfer

Account Balancing/Reconciliation: $30.00 per hour / $30.00 minimum

Account Research: $30.00 per hour / $30.00 minimum

Account Related Letter: $5.00 per letter

Legal Processing

Tax Levy: $50.00 per item
Subpoenas / Summons / Investigations: $30.00 per hour / $30.00 minimum

Notary

Member: FREE
Non-Member: N/A
Mailed Items Returned: $5.00 per item

Fax

Incoming: $2.00 per item
Outgoing: $2.00 per item

Coin Machine

Member: FREE
Non-Member: 10% of total redeemed

Selling Bank Notes

Afternoon Delivery / Next Day by 5:00PM: $12.00 per order
Morning Delivery / Next Day by 12:00PM: $15.00 per order

Buying Bank Notes

Shipping: Varies