Member's© Auto & Homeowners

Protect your home and vehicle with a high-quality insurance package. We’ve joined with a dedicated team of insurance professionals to bring you the Member's© Auto & Homeowners Insurance Program featuring competitive rates and convenient payment plans.

  • Property and casualty coverage solution preferred by credit unions and their members
  • Access convenient e-service to pay your bill, make changes to your policy, or report a claim
  • Receive fast, easy access to claims service 24/7
  • Obtain a free, no-obligation quote

The Member's© Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Member's Choice© Mechanical Repair Coverage

You can’t choose when your vehicle breaks down, but you can choose to lessen your financial burden and inconvenience when it does. Member's Choice© Mechanical Repair Coverage pays for covered repairs (cost of parts and labor) on your vehicle when unexpected breakdowns occur. Choose the plan and terms of protection that are right for you.

  • Purchase coverage at any time as long as your vehicle is 10 years old or newer with 100,000 miles or less
  • Your vehicle is immediately covered upon enrollment if an unexpected breakdown occurs
  • Experience Member's Choice© Mechanical Repair Coverage for 30 Days*
  • During the first 30 days, if you wish to cancel your coverage, you may without a cancellation fee
  • If you choose to continue coverage, your coverage will simply continue with no interruptions

*Some states allow more than 30 days to experience the product, however, cancellation fees may apply. Check with your financial institution.

Member's ChoiceTM Guaranteed Asset Protection (GAP)

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference - or the “gap” - between your insurer’s settlement and your loan balance. This difference between what your insurance will pay and what you owe on your loan could be significant, but GAP is an affordable way to avoid a potentially significant expense.

  • GAP is a low-cost insurance coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle
  • GAP Plus coverage also includes up to $1,000 toward your down payment of a replacement vehicle (where allowed by law and when financed by our credit union)
  • You can sign up for GAP when you apply for your vehicle loan - there’s no underwriting, no red tape and no hassles.
  • For your convenience, the GAP amount can be rolled into your monthly loan payment
  • GAP is fully refundable if you cancel the coverage within the first 90 days

VPI Pet Insurance

Caring for pets can be expensive, but pet insurance can help make costs more manageable. We have partnered with VPI Pet Insurance to offer discounted coverage rates. Pick a plan that fits your needs and budget.

  • 10-day 100% money-back guarantee
  • Free to use your choice of licensed veterinarian (no pre-approval necessary)
  • VPI’s plans are licensed in all 50 states
  • Receive discounts when enrolling multiple pets – up to 5% and 10%
  • Enjoy discounts on pet products and services, a policyholder newsletter, online support, and more