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Lending Rates Effective as of July 17, 2017. Rates are subject to change without notice.
“TERM SHARE” SIGNATURE LINE OF CREDIT No Processing Fee! No Annual Fee!
|Minimum Loan||Maximum Loan||Term||Rate||APR|
|None||Max 95% Value of Term Share||Revolving||Term Share Rate Plus 4.000%||Term Share Rate Plus 4.000%|
– Daily Periodic Rate is based on Term Share rate plus 4.000%
– Annual Percentage Rate Adjustment: The interest rate shall be fixed at a rate of 4.00% above the Certificate of Deposit Rate securitizing this Certificate of Deposit Line of Credit for the life of the loan. Any adjustment in the rate on the Certificate of Deposit being held as collateral against said loan will result in an adjustment on the rate on the line of credit. Any increase in the Annual Percentage Rate will result in an increase of the amount of finance charge and the amount of the monthly payment.
– Minimum Payment: Your minimum monthly payment will be 2.00% of your daily outstanding balance plus the amount of any prior minimum payments that you have not made or $25.00, whichever is greater.
SHARE SECURED LOAN $25.00 Processing Fee
|Share Type||Maximum Loan||Term||Rate||APR||Payment per
|Savings||Max 95% of Share Balance at |
Time of Loan Disbursement
|1 Year||Share Rate |
|Share Rate |
|Max 95% of Term Share/IRA |
Balance at Time of Loan
|1 Year or |
|Term Share |
|Term Share Rate |
– Term Certificate Secured APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.