Personal Unsecured Loans LUSO Federal Credit Union 2016-02-08 00:05:32 Not Assigned
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Lending Rates Effective as of April 24, 2017. Rates are subject to change without notice.

Personal Unsecured Loans

FITNESS LOAN $20.00 Processing Fee

Minimum LoanMaximum LoanMaximum TermRateAPRPayment per $1,000
Borrowed
$200.00$10,000.005 Year7.000%7.161%$20.20
– APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.
– Fitness Loan requires proof of purchase; funds are made payable directly to vendor.

“SIGNATURE” PERSONAL LINE OF CREDIT $20.00 Processing Fee

Minimum LoanMaximum LoanTermRateAPR
None$5,000.00Revolving9.500%9.500%
– APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.
– Daily Periodic Rate: 0.026027%
– Minimum Payment: Your minimum monthly payment will be 2.00% of your daily outstanding balance plus the amount of any prior minimum payments that you have not made or $25.00, whichever is greater.

“ALL PURPOSE” PERSONAL LOAN $20.00 Processing Fee

Minimum LoanMaximum LoanTermRateAPRPayment per $1,000
Borrowed
$1,000.00$5,000.001 Year7.000%7.728%$88.25
$1,000.00$5,000.002 Year8.000%8.383%$46.13
$1,000.00$5,000.003 Year9.000%9.267%$32.44
$1,000.00$5,000.004 Year10.000%10.208%$25.87
$1,000.00$5,000.005 Year11.000%11.173%$22.18
– APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.

NEW “HOLIDAY DEBT REGRET” PERSONAL LOAN $20.00 Processing Fee

Minimum LoanMaximum LoanTermRateAPRPayment per $1,000
Borrowed
$500.00$2,500.002 Year8.000%8.778%$46.13
– APR: Annual Percentage Rate is based on a $2,500.00 loan amount, unless otherwise noted.

“BACK TO SCHOOL” PERSONAL LINE OF CREDIT $20.00 Processing Fee

Minimum LoanMaximum LoanTermRate/with ALPAPR/with ALP
None$10,000.00Revolving9.000% / 8.000%9.000% / 8.000%
– APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.
– Daily Periodic Rate: .024658% / Daily Periodic Rate with Automatic Loan Payment: .021917%
– Minimum Payment: Your minimum monthly payment will be 2.00% of your daily outstanding balance plus the amount of any prior minimum payments that you have not made or $25.00, whichever is greater.

“HOME IMPROVEMENT” PERSONAL LOAN $20.00 Processing Fee

Minimum LoanMaximum LoanMaximum
Term
RateAPRPayment per
$1,000
Borrowed
$500.00$20,000.007 Year7.990%8.116%$15.90
– APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.

OVERDRAFT PROTECTION LOAN $20.00 Processing Fee

Minimum LoanMaximum TermRateAPRPayment per
$1,000
Borrowed
$500.003 Year16.000%16.314%$35.88
– APR: Annual Percentage Rate is based on a $5,000.00 loan amount, unless otherwise noted.
– Annual Fee: $25.00

VACATION LOAN $20.00 Processing Fee

Minimum LoanMaximum LoanTermRateAPRPayment per
$1,000
Borrowed
$500.00$3,500.001 Year7.000%8.048%$88.25
– APR: Annual Percentage Rate is based on a $3,500.00 loan amount, unless otherwise noted.