Personal Credit Cards in Springfield LUSO Federal Credit Union 2016-08-29 09:09:02 Not Assigned
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Personal Credit Cards in Springfield

Personal credit cards are a convenient and readily-acceptable way to make purchases day or night, online or in store, and around the globe.

Features and Benefits of a Personal Credit Card

Grow Your Score

Conscientious use and repayment of your credit card is one of the easiest ways to develop and build a good credit history. Almost every financial product takes this history into account, so maintaining a good credit score can only benefit you in the long run.

Convenient

Credit cards are accepted at almost all physical and online retail locations, so you can have full purchasing power regardless of where you are.

Rewards Programs

All of the credit card options at LUSO Federal Credit Union are part of the Visa REWARDS ScoreCard program. Every purchase builds points, which can be redeemed for a variety of merchandise or travel reward options.

Be Free of Fees

All of the personal credit cards offered by LUSO have no processing or annual fees to burden you.

LUSO’s Personal Credit Card Options in Springfield

LUSO Federal Credit Union offers the following personal credit cards in Springfield. In addition to no processing or annual fees, all credit cards also have the same minimum payment conditions. The minimum payment is 2% of the total new balance, or $20.00 (whichever is greater), plus any missing minimum payments and any amounts over the credit limit.

Visa Credit Card Secured Loan

  • Minimum credit of $500.00 and maximum credit of $9,999.99
  • 10.50% APR purchase rate
  • 12.50% APR cash advance

Visa “Smart Start” Classic Credit Card

  • Minimum credit of $200.00 and maximum credit of $5,000
  • 10.50% APR purchase rate
  • 12.50% APR cash advance

Visa Platinum Credit Card

  • Minimum credit of $10,000 and maximum credit of $20,000
  • 9.50% APR purchase rate
  • 6.99% APR on transferred balances
  • 11.50% APR cash advance

Visa Classic Credit Card

  • Minimum credit of $500.00 and maximum credit of $9,999.99
  • 10.50% APR purchase rate
  • 6.99% APR on transferred balances
  • 12.50% APR cash advance

Click here to begin applying for your own personal credit card.

LUSO Federal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing members with quality financial services and products. Any profit we make is given back to our members in the form of better rates and improved financing options. We at LUSO pride ourselves on serving the financial needs of our members and can provide personal credit cards in Ludlow, Springfield, Chicopee, Westfield, and Hampden County, Massachusetts.

Feel free to contact our Ludlow branch toll free at 1-844-LUSO-FCU or our Wilbraham branch at 1-800-808-5876.