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PERKS PROGRAM

PREFERRED EMPLOYEE REWARDS = KASH SAVINGS
It's simple and it's free! Luso Federal Credit Union is announcing its NEW Employee "PERKS" Program!

If you live, work, worship, attend school in Hampden County or have a family member who is currently a member of our Credit Union, you are eligible
to join Luso Federal Credit Union.

If your Company is a "PERKS" Member, you are automatically eligible for special promotions and services that only our loyal "PERKS" Company
employees are able to take advantage of - signing up is simple and is absolutely FREE! As a valued employee of a "PERKS" Company employer you are
automatically eligible for the following benefits at NO COST to you...

"PERKS" DOLLAR SAVINGS PACKAGE
Loan Products and Services:
  • SAVE 1% with a rate decrease on a new unsecured personal loan product
  • SAVE 1% with a rate decrease on a new or used auto purchase loan *
  • SAVE 1% with a rate decrease on an existing auto refinance loan - rate savings offer is not available on current LFCU loans *
  • SAVE $125.00 with a credit toward closing costs on a new home mortgage loan
  • SAVE $50.00 with a Lowes Gift Card for a new home equity line of credit - minimum draw of $10,000.00
    * Rate decrease is not available on special promotions; rate will not fall below floor of 3.99% Annual Percentage Yield.

"PERKS" DOLLAR BUILDER PACKAGE
Deposit Products and Services:
  • BUILD & SAVE with a $10.00 deposit in a new LFCU membership savings account
  • BUILD & SAVE with a $5.00 deposit for activating "e-statement" delivery
  • BUILD & SAVE with a $15.00 deposit in a new share draft checking account with direct deposit activation after 90 days
  • BUILD & SAVE with a $10.00 deposit for every new membership referral you "build" for the Credit Union - qualifying referrals exclude Company personnel
  • BUILD & SAVE with a $25.00 deposit for every new membership AND approved loan referral you "build" for the Credit Union - qualifying referrals exclude Company personnel
  • BUILD & SAVE up to $20 with NO service fee for THREE months on your "Preferred" or "Secure" Share Draft Checking account, while you experience first hand the value these accounts offer!

"PERKS" FUTURE DOLLAR SAVINGS BUILDER PACKAGE
Financial Services:
  • FREE Financial FUTURE Health Check-Up at our Community Financial Services Center!

"PERKS" PLUS
Other Services:
  • Annual FREE Coupon Calendar of additional Member appreciation offers!
  • FREE Online Banking and Bill Payer services!!
  • Discounted Tickets for Six Flags New England: "PERKS" Price $30.00/ticket

The "PERKS" of becoming a Luso Federal Credit Union Member through this unique program is that it is totally FREE and EASY! If you are interested in taking advantage of all the "PERKS" outlined above, please contact your "PERKS" Company Representative or come by the Credit Union in person and tell us you want to become a "PERKS" Member; the benefits of a Luso Federal Credit Union membership through the Employee "PERKS" Program will become immediately available to you!

We also encourage you to contact your "PERKS" Company Representative regularly for information on current Credit Union special offers and other great opportunities available daily at Luso Federal Credit Union!

This select employee benefits package is offered to innovative Companies operating within the Hampden County area that wish to provide their
valued employees with additional savings and other benefits at zero cost to the Company or the employee.

Credit Union representatives are always available to visit your Company on site and assist employees in applying for loans, answering questions, opening accounts and/or conducting financial transactions.

If you are interested in having your Company offer these great benefits to your employees through our new Employee "PERKS" Program, please contact Rosemary Mazza Lending Manager, at (413) 589-9966 Ext. 116, or via email at rmazza@lusofederal.com, or Scott Ganhao, Senior Member Service Representative at (413) 589-9966 Ext. 124, or via email at sganhao@lusofederal.com.

© 2011 Luso Federal Credit Union
Federally Insured by the NCUA


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