Luso's partner, Community Financial Services Center, Inc., was formed to offer you the best, most appropriate
investment tools available, delivered with an understanding of how these investments fit into
your plan. LEARN MORE
SPECIAL: BEAT THE RATE OFFER
Find a great auto loan rate? Refinance with Luso Federal Credit Union and we'll beat it! Refinance Loans ONLY; LFCU Loans Excluded; Min Rate 2.99%/3.093% APR*; Maximum 48 Month Term (*APR based on $10,000 Loan Amount)
SPECIAL: RELATIONSHIP OFFER
Earn 0.50% Deduction Off Existing Consumer Loan Product Rates with an Automatic Loan Payment Rate Deduction Offer excludes Current Special Auto/Motorcycle/RV Offers and VISA Credit Card Products
LFCU will reward members who drive environmentally gentle vehicles by reducing their approved auto loan rate by up to 0.25% APR (exludes all other rate discounts)
Rate discount is based on vehicle's EPA designation at the time the loan is approved (please specify vehicle)
The EPA scores all vehicles based on calculated green house gas emissions and fuel economy. The most environmentally friendly vehicles receive SmartWay or SmartWay Elite designation
Required $50.00 VSI Insurance fee on all vehicle loans
Required $75.00 VSI Insurance fee on commercial vehicle loans
Borrower must be between the ages of 18 to 25
Borrower is required to establish a minimum of one month current employment history with proof of income
No previous auto loan, no derogatory credit
Earn an additional 0.125% rate discount with a direct deposit and/or automatic loan payment from an active LFCU share draft checking account
Earn an additional 0.125% rate discount with a 80% passing grade on the "Beginners Guide to Credit" Download the "Beginner's Guide to Credit" Download the Quiz
