Luso Federal Credit Union
Apply TodayOnline BankingFinancial ToolsGo GreenUpcoming EventsCommunity
Savings

Rates are effective as of Monday, May 12, 2008
Rates are subject to change without notice.



"BASIC" Member Passbook or Statement Share Account
Minimum Balance Dividend Rate APY
$5.00 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.75% 0.75%
$25,000 - $49,999.99 1.00% 1.00%
$50,000 - $74,999.99 1.25% 1.25%
$75,000 and over 1.49% 1.50%
• APY: Annual Percentage Yield / Fee FREE account! No minimum balance requirements.
• FREE Debit Card through SUM Program with REWARDS Score Card. ATM Card also available.




"PREFERRED" Statement Share Account
Minimum Balance Dividend Rate APY
$5,000 - $9,999.99 1.00% 1.00%
$10,000 - $49,999.99 1.49% 1.50%
$50,000.00 and over 1.98% 2.00%
• APY: Annual Percentage Yield / Fees may reduce earnings on the account.
• Preferred Share Account requires an ACTIVE share draft account.
• Balances below $5,000.00 are assessed a $10.00 monthly service charge.
• FREE Debit Card through SUM Program with REWARDS Score Card.




"ADVANTAGE" Statement Share Account
Minimum Balance Dividend Rate APY
$50,000.00 and over 2.96% 3.00%
• APY: Annual Percentage Yield / Fees may reduce earnings on the account.
• Statement account processing only.
• Advantage Share Account requires an ACTIVE share draft account.
• Balances below $50,000.00 are assessed a $25.00 monthly service charge.
• FREE Debit Card through SUM Program with REWARDS Score Card.




"CHRISTMAS" 50 Week Club
Minimum Balance Dividend Rate APY
$5.00 and over 0.50% 0.50%
• APY: Annual Percentage Yield
• Fee FREE account! No minimum balance requirements.




"VACATION" Club
Minimum Balance Dividend Rate APY
$5.00 and over 0.50% 0.50%
• APY: Annual Percentage Yield
• Fee FREE account! No minimum balance requirements.




"JUST IN CASE" Club
Minimum Balance Dividend Rate APY
$5.00 and over 0.50% 0.50%
• APY: Annual Percentage Yield
• Fee FREE account! No minimum balance requirements.




"SAVINGS IS FUN" Statement Share Account
Minimum Balance Dividend Rate APY
$5.00 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.75% 0.75%
$25,000 - $49,999.99 1.00% 1.00%
$50,000 - $74,999.99 1.25% 1.25%
$75,000 and over 1.49% 1.50%
• APY: Annual Percentage Yield
• Fee FREE account! No minimum balance requirements.




"L-U-S-O" Statement Share Account
Minimum Balance Dividend Rate APY
$5.00 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.75% 0.75%
$25,000 - $49,999.99 1.00% 1.00%
$50,000 - $74,999.99 1.25% 1.25%
$75,000 and over 1.49% 1.50%
• APY: Annual Percentage Yield
• Fee FREE account! No minimum balance requirements.
• Statement account processing only.
• FREE Debit Card through SUM Program with REWARDS Score Card.




Match Rate Policy
Match Rate Policy
Luso Federal Credit Union proudly offers a new service that allows you to obtain the best rates on your savings or lending products, guaranteed. Here's How It Works: Find a better rate with one of our competing financial institutions (local area only) on any of our savings or lending products, and we will match it! Proof of authenticity is required. Some restrictions may apply. Match rate policy is contingent on management approval.






Fees may reduce earnings on the account. Please see “Fee Schedule” for more information. Unlimited FREE ATM access with a LUSO Federal Credit Union ATM and/or VISA debit card. FREE Internet Banking and Online Bill Payment Services. Please Note: Transactions at non-LUSO ATM Locations include SUM Network ATM locations. In addition, for non-LUSO non-SUM ATM transactions, the institution that owns the terminal (or the network) may also assess a fee (surcharge) at the time of your transaction, including for balance inquiries.

View Information About Your Financial Privacy Rights

View information about Substitute Checks and Your Rights
   

Luso Federal Credit Union