Luso Federal Credit Union
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Better Business Banking

Fees are effective as March 1, 2008.
Unless otherwise indicated, these fees apply to
all consumer and commercial accounts/members.
* Fees are subject to change without notice.


Checks
Money Orders
Member $4.00 per item
Member - Age 60 and over $2.00 per item
Member - "60 PLUS" Account FREE
Non-Member (Cash Only) $5.00 per item
Stop Payment / Reissue $25.00 per item
Official Check
Member $5.00 per item
Member - Payable to Self FREE
Member - Age 60 and over $2.50 per item
Member - "60 PLUS" Account FREE
Stop Payment / Reissue $25.00 per item
Traveler's Checks
One Signature 1.00%
Dual Signature 2.00%
American Express Gift Checks
Member $2.50 per item
Non-Member (Cash Only) $5.00 per item
Temporary Check
Temporary Check $2.00 per item




Funds Transfers
Incoming / Outgoing
Domestic $20.00 per wire
International $40.00 per wire
IRA Transfer
Incoming FREE
Outgoing $20.00 per account




Electronic Services
Online Banking / Bill Payer
Monthly Service FREE
Monthly eStatement Processing FREE
Bill Payer Stop Payment $20.00 per item




ATM / VISA Debit Card
ATM Transactions
Member FREE - SUM Network
Non-Member ATM $2.00 per transaction
Card Replacement
Normal Processing $15.00 per card
Rush Order Processing $75.00 per card
PIN Reissue
PIN Reissue $5.00 per PIN




VISA Credit Card
Card Replacement
Normal Processing $25.00 per card
Rush Order Processing $75.00 per card
Cash Advance
LFCU VISA Card FREE
Foreign VISA Card - Member $5.00 per advance
Foreign VISA Card - Non-Member $10.00 per advance
VISA Credit Card Annual Statement
VISA Credit Card Annual Statement $25.00 per statement




VISA Prepaid Card Services
VISA Gift Card
Purchase / Processing $5.00 per card
Telephone Balance Inquiries $0.50 per inquiry
Maintenance $1.25 per month
Replacement Card FREE
Foreign Exchange Mark Up FREE
VISA Travel Money
Purchase / Processing $10.00 per card
Reload - Maximum (3) $5.00 per card
Additional Card - Maximum (2) $2.00 per card
Online Balance Inquiries FREE
Telephone / ATM Balance Inquiries $0.50 per inquiry
Paper Statements $2.00 per month
Cash Withdrawal - Domestic $2.50 per withdrawal
Cash Withdrawal - International $2.00 per withdrawal
Over the Counter Withdrawal $10.00 per withdrawal
Maintenance $1.25 per month




Account Related Services
Low Minimum Balance
Low Minimum Balance $5.00 per month
Check Items Returned
Check Items Returned $30.00 per item
Courtesy Pay - Share Draft
Overdrafts Paid $30.00 per item
Overdrafts Returned $30.00 per item
Sustained Overdraft - After (5) Days $5.00 per day
Re-Deposit Returned Checks $15.00 per item
Loan Payment Item Returned
Loan Payment Item Returned $30.00 per item
Overdraft Protection Transfer
Overdraft Protection Transfer $4.00 per transfer
Share Draft Stop Payment
Share Draft Stop Payment $25.00 per item
ACH Stop Payment
ACH Stop Payment $25.00 per item
Lost Passbook
Lost Passbook $10.00 per replacement
Account Closing within (90) Days
Savings $10.00 per account
Share Draft Checking $20.00 per account
Money Market $20.00 per account
Club Account - Early Withdrawal
Club Account - Early Withdrawal $10.00 per account
Abandoned Property
Abandoned Property $50.00 per account
Dormant Account
Savings $25.00 annually
Share Draft Checking $50.00 annually
An account is considered dormant if it has been inactive, with no member generated activity for (1) year.




Miscellaneous Services
Telephone Transfer $5.00 per transfer
Account Balancing / Reconciliation $25.00 per hour / $25.00 minimum
Account Research $25.00 per hour / $25.00 minimum
Account Related Letter $5.00 per letter
Legal Processing
Tax Levy $50.00 per item
Subpoenas / Summons / Investigations $30.00 per hour / $30.00 minimum
Notary
Member FREE
Non-Member $10.00 per signature
Mailed Items Returned
Mailed Items Returned $3.00 per item
Fax
Incoming $2.00 per item
Outgoing $2.00 per item




Safe Deposit Boxes
Size 3 x 5
Rental $25.00 annually
Security Deposit $100.00 per box
Box Drilling Cost
Late Payment $20.00 per month
Size 5 x 5
Rental $35.00 annually
Security Deposit $100.00 per box
Box Drilling Cost
Late Payment $20.00 per month
Size 3 x 10
Rental $40.00 annually
Security Deposit $100.00 per box
Box Drilling Cost
Late Payment $20.00 per month
Size 5 x 10
Rental $55.00 annually
Security Deposit $100.00 per box
Box Drilling Cost
Late Payment $20.00 per month




Copies
Photocopy
Photocopy $1.00 per copy
Check Copy
Paper Item $5.00 per item
Electronic Item $10.00 per item
Over (1) Year $15.00 per item
Transaction Copy
Paper Item $5.00 per item
Electronic Item $10.00 per item
Over (1) Year $15.00 per item
Copy of 1099
Copy of 1099 $5.00 per copy
Account History Statement
Paper Copy $5.00 per statement
Online FREE




   

Luso Federal Credit Union