Rates are effective as of Monday, March 8, 2010
Rates are subject to change without notice.
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"ENHANCED" Term Share or IRA Certificate |
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| Term |
Minimum Balance |
Dividend Rate |
APY |
| 8 Month Special |
$500.00 |
1.04% |
1.05% |
| 18 Month Special |
$500.00 |
1.39% |
1.40% |
• APY: Annual Percentage Yield / This account is subject to early withdrawal penalties.
• This account is subject to early withdrawal penalties. |
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Term Share/IRA Certificate |
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| Terms |
Term Share Minimum Balance |
IRA Minimum Balance |
Dividend Rate |
APY |
| 3-Month Term |
$500.00 |
$250.00 |
0.45% |
0.45% |
| 4-Month Term |
$500.00 |
$250.00 |
0.45% |
0.45% |
| 5-Month Term |
$500.00 |
$250.00 |
0.45% |
0.45% |
| 6-Month Term |
$500.00 |
$250.00 |
0.75% |
0.75% |
| 7-Month Term |
$500.00 |
$250.00 |
0.75% |
0.75% |
| 8-Month Term |
$500.00 |
$250.00 |
0.75% |
0.75% |
| 9-Month Term |
$500.00 |
$250.00 |
0.85% |
0.85% |
| 10-Month Term |
$500.00 |
$250.00 |
0.85% |
0.85% |
| 11-Month Term |
$500.00 |
$250.00 |
0.85% |
0.85% |
| 12-Month Term |
$500.00 |
$250.00 |
1.04% |
1.05% |
| 13-Month Term |
$500.00 |
$250.00 |
1.04% |
1.05% |
| 15-Month Term |
$500.00 |
$250.00 |
1.04% |
1.05% |
| 18-Month Term |
$500.00 |
$250.00 |
1.19% |
1.20% |
| 20-Month Term |
$500.00 |
$250.00 |
1.19% |
1.20% |
| 24-Month Term |
$500.00 |
$250.00 |
1.49% |
1.50% |
| 30-Month Term |
$500.00 |
$250.00 |
1.59% |
1.60% |
| 36-Month Term |
$500.00 |
$250.00 |
1.98% |
2.00% |
| 48-Month Term |
$500.00 |
$250.00 |
2.27% |
2.30% |
| 60-Month Term |
$500.00 |
$250.00 |
2.47% |
2.50% |
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• APY: Annual Percentage Yield / This account is subject to early withdrawal penalties. |
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"5-Year Rising Rate " Term Share or IRA Certificate
LIMITED TIME ONLY - Member Relationship Required! |
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| Term |
Minimum Balance |
Dividend Rate |
APY |
| 1-12 Months |
$500.00 |
1.98% |
2.00% |
| 13-24 Months |
$500.00 |
2.71% |
2.75% |
| 25-36 Months |
$500.00 |
3.44% |
3.50% |
| 37-48 Months |
$500.00 |
4.16% |
4.25% |
| 49-60 Months |
$500.00 |
4.88% |
5.00% |
• APY: Annual Percentage Yield / This account is subject to early withdrawal penalties; further restrictions and conditions may apply, please ask for details.
• This product is available at the discretion of the Credit Union; “member relationship” qualifies as a member in good standing for over 30 days and/or with an established share draft checking and/or share savings account with direct deposit/automatic transfer. |
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"30-Day" Term Share Certificate |
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| Term |
Minimum Balance |
Dividend Rate |
APY |
| 30 Days |
$10,000.00 |
0.35% |
0.35% |
• APY: Annual Percentage Yield / This account is subject to early withdrawal penalties.
• $10,000.00 Minimum Deposit
• Thirty Day Term Share account requires an active NOW money market account. |
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"Advantage" Term Share or IRA Certificate |
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| Term |
Minimum Balance |
Dividend Rate |
APY |
| 48 Month Certificate |
$50,000.00 |
2.71% |
2.75% |
| 60 Month Certificate |
$50,000.00 |
2.96% |
3.00% |
• APY: Annual Percentage Yield / This account is subject to early withdrawal penalties.
•$50,000.00 Minimum Deposit
• Advantage Term Share account requires a minimum $50,000.00 combined overall deposit balance and/or an active Share Draft Checking account with an established direct deposit. |
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"Starter" Term Share Certificate |
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| Term |
Minimum Balance |
Maximum Balance |
Dividend Rate |
APY |
| 12 Months |
$250.00 |
$25,000.00 |
1.09% |
1.10% |
• APY: Annual Percentage Yield / This account is subject to early withdrawal penalties.
• $250.00 Minimum Deposit
• Starter Term Share account is available to members up to a maximum age of 18.
• Only one (1) Starter Term Share account allowed per member.
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