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| Go Green Statement Share Account |
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| Minimum Balance |
Dividend Rate |
APY |
| $5.00 - $9,999.99 |
0.50% |
0.50% |
| $10,000.00 - $24,999.99 |
0.75% |
0.75% |
| $25,000.00 - $49,999.99 |
1.00% |
1.00% |
| $50,000.00 - $74,999.99 |
1.25% |
1.25% |
| $75,000.00 - Unlimited |
1.49% |
1.50% |
• APY: Annual Percentage Yield / Fee FREE account! No minimum balance requirements.
• Includes FREE Online Banking and Bill Payer access and FREE eStatement processing.
• Includes GO GREEN Debit Card with REWARDS Program and
ATM fee FREE SUM Program activation. |
| Minimum Balance |
Dividend Rate |
APY |
| $200.00 |
0.50% |
0.50% |
• APY: Annual Percentage Yield / Fee FREE account! No minimum balance requirements.
• Includes FREE Online Banking and Bill Payer access and FREE eStatement processing.
• Includes GO GREEN Debit Card with REWARDS Program and ATM fee FREE SUM Program activation. |
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The Credit Union will reward members who drive environmentally gentle vehicles by reducing their approved auto loan rate by up to 0.25% APR. Please specify the vehicle type at the time of your loan application.
The U.S. Environmental Protection Agency (EPA) scores all vehicles based on calculated greenhouse gas emissions and fuel economy. The most environmentally friendly vehicles receive SmartWay or SmartWay Elite designation. Your rate discount is based on your vehicle's EPA designation at the time your loan is approved. |
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| Go Green Mortgage and New Construction |
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The Credit Union will take $200.00 off closing costs for Energy Star qualified home or Earth Craft Homes. For loan amounts less than $50,000, the Credit Union will take $100.00 off closing costs. |
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| Go Green Energy Saver Home Improvement Loan / Line of Credit |
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Considering an eco-friendly home renovation, new kitchen or roof?
The Credit Union will take a .25% discount on existing LFCU home equity loan or line of credit rates for ENERGY STAR qualified eco-friendly home improvements. Must provide proof of purchase to qualify for a discount; one discount offer per year is available.
ENERGY STAR is a joint program of the U.S. Environmental Protection Agency and the U.S. Department of Energy helping us all save money and protect the environment through energy efficient products and practices. |
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The Credit Union will take a 1% discount on existing LFCU personal loan rates on money borrowed for qualified ENERGY STAR products, such as a geothermal heat pump or programmable thermostat. A complete list of products can be found at http://www.energystar.gov. |
| Terms |
Dividend Rate |
APR |
| Maximum 5 Year Term |
7.75% |
7.80% |
•APR - Annual Percentage Rate, based on a $5,000 loan amount, unless otherwise noted.
•$10.00 Application Fee.
•$500.00 Minimum Loan / $10,000.00 Maximum Loan. |
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