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FRAUD & IDENTITY THEFT PREVENTION
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- Immediately report lost or stolen cards to your credit union
- Cover the ATM pad when entering your number
- Choose a credit and debit card PIN number that is difficult to guess, but easy for you to remember
- Do not reply to any email, text or phone requests for your social security number, credit
or debit account number or any other personal information
- Monitor your credit report, credit and debit card accounts and statements for unauthorized
transactions.
The three major credit bureaus are:
Equifax: 1-800-685-1111
Experian: 1-888-397-3742
Trans Union: 1-800-888-4213
Obtain your free credit report:
Online: www.annualcreditreport.com
Phone: 1-877-322-8228
By Mail: Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281
- Shred all credit and debit card statements or financial documents before you throw them away
- Before making purchases online with your credit or debit card, make sure the website is secure and the company is reputable
- Update anti-virus and spyware software regularly
- Never provide personal financial information, including your Social Security number, account numbers or passwords, over the phone or the Internet if you did not initiate the contact
- Never click on the link provided in an e-mail you believe is fraudulent. It may contain a virus that can contaminate your computer
- Do not be intimidated by an e-mail or caller who suggests dire consequences if you do not immediately provide or verify financial information
- If you believe the contact is legitimate, go to the company's Web site by typing in the site addres directly or using a page you have previously book marked, instead of a link provided in the e-mail
- If you fall victim to an attack, act immediately to protect yourself. Alert your financial institution. Place fraud alerts on your credit files. Monitor your credit files and account statements closely
- Report suspicious e-mails or calls to the Federal Trade Commission by calling 1-877-IDTHEFT
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