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FEE SCHEDULE
CHECKS
MONEY ORDER  
Member $4.00 per item
Member - Age 60 and Over $2.00 per item
Member - "60 PLUS" Account Free
Non-Member (Cash Only) $5.00 per item
Stop Payment/Reissue $25.00 per item
OFFICIAL CHECK  
Member $5.00 per item
Member - Payable to Self Free
Member - Age 60 and Over $2.50 per item
Member - "60 PLUS" Account Free
Stop Payment/Reissue $25.00 per item
TRAVELER'S CHECKS  
One Signature 1.00%
Dual Signature 2.00%
AMERICAN EXPRESS GIFT CHECKS  
Member $2.50 per item
Non-Member (Cash Only) $5.00 per item
TEMPORARY CHECK $2.00 per item
   
FUNDS TRANSFERS
INCOMING/OUTGOING  
Domestic $20.00 per wire
International $40.00 per wire
IRA Transfer  
Domestic Free
International $20.00 per account
   
ELECTRONIC SERVICES
ONLINE BANKING/BILL PAYER  
Monthly Service Free
Monthly eStatement Processing Free
Bill Payer Stop Payment $20.00 per item
   
ATM/VISA DEBIT CARD
ATM TRANSACTIONS  
Member Free - SUM Network
Non-Member ATM $4.00 per transaction
CARD REPLACEMENT - LOST OR STOLEN  
Normal Processing $15.00 per card
Rush Order Processing $50.00 per card
PIN REISSUE $5.00 per PIN
   
VISA CREDIT CARD
CARD REPLACEMENT - LOST OR STOLEN  
Normal Processing $25.00 per card
Rush Order Processing $75.00 per card
CASH ADVANCE  
LFCU VISA Card Free
Foreign VISA Card - Member $5.00 per advance
Foreign VISA Card - Non-Member $10.00 per advance
VISA CREDIT CARD ANNUAL STATEMENT $25.00 per statement
   
ACCOUNT RELATED SERVICES
LOW MINIMUM BALANCE $5.00 per month
CHECK ITEMS RETURNED $30.00 per item
OPS - OVERDRAFT PRIVELEGE  
Overdrafts Paid $30.00 per item
Overdrafts Returned $30.00 per item
Sustained Overdraft - After 5 Days $5.00 per day
Re-Deposit Returned Checks $15.00 per item
LOAN PAYMENT ITEM RETURNED $30.00 per item
PREFERRED SHARE DRAFT CHECKING  
Monthly Maintenance Fee $6.95 per month
SECURE SHARE DRAFT CHECKING  
Monthly Maintenance Fee $3.95 per month
OVERDRAFT PROTECTION TRANSFER $4.00 per transfer
SHARE DRAFT STOP PAYMENT $25.00 per item
ACH STOP PAYMENT $25.00 per item
LOST PASSBOOK $10.00 per replacement
ACCOUNT CLOSING WITHIN 90 DAYS  
Savings $10.00 per account
Share Draft Checking $20.00 per account
Money Market $20.00 per account
CLUB ACCOUNT - EARLY WITHDRAWAL $10.00 per account
ABANDONED PROPERTY $50.00 per account
DORMANT ACCOUNT  
Savings (365 days with no member generated activity) $25.00 annually
Share Draft (183 days with no member generated activity) $50.00 annually
   
LENDING FEES/SERVICES
CONSUMER LOAN APPLICATION FEE $20.00
MORTGAGE APPLICATION FEE $300.00
MORTGAGE CREDIT REPORT FEE
Non-Married $11.57 per person
Married $21.14 per couple
FLOOD CERTIFICATION FEE $15.00
DESKTOP UNDERWRITING FEE $35.00
MORTGAGE APPRAISAL FEE Varies
LIEN HOLDER CHANGE FEE $25.00
UCC FILING FEE $20.00
VSI FEE  
Consumer Loans $50.00
Business loans $75.00
MORTGAGE DISCHARGE FEE $75.00
SUBORDINATION FEE $100.00
LOAN MODIFICATION FEE  
Consumer Loans $50.00
Mortgage Loans Varies
HELOC ANNUAL MAINTENANCE FEE $25.00
CONSTRUCTION LOAN EXTENSION $100.00
GAP PLUS INSURANCE  
Motor Vehicles $225.00
Power Sports $250.00
Watercraft $255.00
RV/Camper $345.00
UCC DISCHARGE FEE $23.50
1098 COPY $5.00 per account
   
SAFE DEPOSIT BOXES
SIZE 3x5  
Rental $25.00 annually
Security Deposit $100.00 per box
Box Drilling Actual Cost
Late Payment $20.00 per month
SIZE 5x5  
Rental $35.00 annually
Security Deposit $100.00 per box
Box Drilling Actual Cost
Late Payment $20.00 per month
SIZE 3x10  
Rental $40.00 annually
Security Deposit $100.00 per box
Box Drilling Actual Cost
Late Payment $20.00 per month
SIZE 5x10  
Rental $55.00 annually
Security Deposit $100.00 per box
Box Drilling Actual Cost
Late Payment $20.00 per month
   
COPIES
CHECK COPY $1.00 per copy
TRANSACTION COPY  
Paper Item $5.00 per item
Electronic Item $10.00 per item
Over 1 Year $15.00 per item
PHOTOCOPY  
Paper Item $5.00 per item
Electronic Item $10.00 per item
Over 1 Year $15.00 per item
COPY OF 1099 $5.00 per copy
ACCOUNT HISTORY STATEMENT  
Paper Copy $5.00 per statement
Online Free
   
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Federally Insured by the NCUA

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