Fee Schedule LUSO Federal Credit Union 2016-02-08 00:52:02 Not Assigned
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Fee Schedule

Effective as of January 1, 2016

CHECKS  
Money Order

Member
Member – Age 60 and Over
Member - “60 PLUS” Account
Non-Member (CASH ONLY)
Stop Payment / Reissue

$5.00 per item
$2.50 per item
FREE
$10.00 per item
$25.00 per item

Official Check

Member
Member – Age 60 and Over
Member - “60 PLUS” Account
Stop Payment / Reissue

$5.00 per item
$2.50 per item
FREE
$30.00 per item

Traveler’s Checks

One Signature
Dual Signature


1.00%
2.00%

American Express Gift Checks

Member
Non-Member (CASH ONLY)

$2.50 per item
$5.00 per item

Temporary Check

$2.00 per item

FUNDS TRANSFERSFUNDS TRANSFERS 
Incoming / Outgoing

Domestic
International

$30.00 per wire
$60.00 per wire

IRA Transfer

Incoming
Outgoing

FREE
$30.00 per account

ELECTRONIC SERVICES  
Online Banking / Bill Payer

Monthly Service
Monthly eStatement Processing
Bill Payer Stop Payment
Expedited Payment

FREE
FREE
$25.00 per item
$9.95

ATM / VISA DEBIT CARD  
ATM Transactions

Member
Non-Member ATM

FREE – SUM Network
$4.00 per transaction

Card Replacement – Lost or Stolen

Normal Processing
Rush Order Processing

$15.00 per card
$50.00 per card

PIN Reissue

$10.00 per PIN

VISA CREDIT CARD 
Card Replacement – Lost or Stolen

Normal Processing
Rush Order Processing


$25.00 per card
$75.00 per card

Cash Advance

LFCU VISA Card
Foreign VISA Card – Member
Foreign VISA Card – Non-Member

FREE
$5.00 per advance
$10.00 per advance

VISA Credit Card Annual Statement

$25.00 per statement

ACCOUNT RELATED SERVICES  
Low Minimum Balance

$5.00 per month

OPS – Overdraft Privilege

Overdrafts Paid
Overdrafts Returned
Sustained Overdraft – After (5) Days
Re-Deposit Returned Checks

$35.00 per item
$35.00 per item
$5.00 per day
$15.00 per item

Loan Payment Item Returned

$35.00 per item

Preferred Share Draft Checking

Monthly Maintenance Fee

$6.95 per month

Secure Share Draft Checking

Monthly Maintenance Fee


$3.95 per month

Overdraft Protection Transfer

$5.00 per transfer

Share Draft Stop Payment

$30.00 per item

ACH Stop Payment

$30.00 per item

Lost Passbook

$10.00 per replacement

Verification of Mortgage

$10.00 per item

Verification of Deposit

$5.00 per replacement

Home Equity LOC Annual Maintenance Fee

Consumer Home Equity LOC
Commercial Home Equity LOC

$25.00 annually
$75.00 annually

Home Equity Product(s) Subordination Fee

$150.00 per loan

Account Closing within (90) Days

Savings
Share Draft Checking
Money Market

$10.00 per account
$20.00 per account
$20.00 per account

Club Account – Early Withdrawal

$10.00 per account

Abandoned Property

$50.00 per account

Dormant Account

Savings (365 days with no member generated activity)
Share Draft (183 days with no member generated activity)

$25.00 annually
$50.00 annually

SAFE DEPOSIT BOXES  
Size 3 x 5

Rental
Box Drilling
Late Payment

$30.00 annually
Cost
$25.00 per month

Size 5 x 5

Rental
Box Drilling
Late Payment

$40.00 annually
Cost
$25.00 per month

Size 3 x 10

Rental
Box Drilling
Late Payment

$45.00 annually
Cost
$25.00 per month

Size 5 x 10

Rental
Box Drilling
Late Payment

$65.00 annually
Cost
$25.00 per month

Size 10 x 10 (WIlbraham Branch ONLY)

Rental
Box Drilling
Late Payment

$75.00 annually
Cost
$25.00 per month

COPIES  
Photocopy

$1.00 per copy

Check Copy

Paper Item
Electronic Item
Over (1) Year

$5.00 per item
$10.00 per item
$15.00 per item

Transaction Copy

Paper Item
Electronic Item
Over (1) Year

$5.00 per item
$10.00 per item
$15.00 per item

Copy of 1099 or 1098

$10.00 per copy

Account History Statement

Paper Copy
Online

$5.00 per statement
FREE

MISCELLANEOUS SERVICES  
Telephone Transfer

$5.00 per transfer

Account Balancing/Reconciliation

$30.00 per hour / $30.00 minimum

Account Research

$30.00 per hour / $30.00 minimum

Account Related Letter

$5.00 per letter

Legal Processing

Tax Levy
Subpoenas / Summons / Investigations

$50.00 per item
$30.00 per hour / $30.00 minimum

Notary

Member
Non-Member

FREE
N/A

Mailed Items Returned

$5.00 per item

Fax

Incoming
Outgoing

$2.00 per item
$2.00 per item

** NEW SERVICE **
Coin Machine
Now available at BOTH branches!

Member
Non-Member

FREE
10% of total redeemed

FOREIGN CURRENCY SERVICES  
Selling Bank Notes

Afternoon Delivery / Next Day by 5:00PM
Morning Delivery / Next Day by 12:00PM

$12.00 per order
$15.00 per order

Buying Bank Notes

Shipping

Varies