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Certificates/IRAs
Classic



 Rates are effective as of Thursday, November 17, 2011
Rates are subject to change without notice.

"Classic" Term Share or IRA Certificate
Term Term Share Minimum Balance IRA Minimum Balance Dividend Rate APY "MAX" Relationship APY
3 Months $500.00 $250.00 0.20% 0.20% N/A
4 Months $500.00 $250.00 0.20% 0.20% N/A
5 Months $500.00 $250.00 0.25% 0.25% N/A
6 Months $500.00 $250.00 0.30% 0.30% 080%/0.80%
9 Months $500.00 $250.00 0.35% 0.35% 0.85%/0.85%
12 Months $500.00 $250.00 0.45% 0.45% 0.95%/0.95%
18 Months $500.00 $250.00 0.65% 0.65% 1.14%/1.15%
20 Months $500.00 $250.00 0.80% 0.80% 1.29%/1.30%
24 Months $500.00 $250.00 0.90% 0.90% 1.39%/1.40%
30 Months $500.00 $250.00 1.00% 1.00% 1.49%/1.50%
36 Months $500.00 $250.00 1.14% 1.15% 1.64%/1.65%
48 Months $500.00 $250.00 1.44% 1.45% 1.963%/1.95%
60 Months $500.00 $250.00 1.73% 1.75% 2.23%/2.25%
• APY: Annual Percentage Yield






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