Auto Loans in Chicopee LUSO Federal Credit Union 2016-09-08 11:48:35 Not Assigned
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Auto Loans in Chicopee

Whether you are buying your first car or upgrading to a new vehicle, auto loans make the process affordable and manageable. Getting your financing arranged beforehand also empowers you with more control and confidence when shopping around, so even a quote for an auto loan can help put your search for a new vehicle into context.

Features of LUSO Federal Credit Union’s Auto Loans

LUSO offers car loans in Hampden County to our members that are drawn from a selection of terms and rates so that everyone can find the arrangement best suited to their financial needs. Whether you are seeking car loan services in Wilbraham, Chicopee, or anywhere else, LUSO will offer the following financial options:

New Auto or Truck Loans Year 2015 or Newer

  • $1,000 minimum loan
  • One- to seven-year term
  • 2.490% to 3.999% interest rate
  • 2.655% to 4.122% APR
  • Up to 100% MSRP financing

Used Auto or Truck Loan Year 2014-2013

  • $1,000 minimum loan
  • One- to six-year term
  • 2.490% to 2.999% interest rate
  • 2.655% to 3.244% APR
  • Up to 100% NADA retail financing

Used Auto or Truck Loan Year 2012-2011

  • $1,000 minimum loan
  • One- to five-year term
  • 2.999% to 3.490% interest rate
  • 3.204% to 3.756% APR
  • Up to 100% NADA retail financing

Used Auto or Truck Loan Year 2010-2006

  • $1,000 minimum loan
  • One- to four-year term
  • 3.490% to 3.999% interest rate
  • 3.760% to 4.249% APR
  • Up to 95% NADA retail financing

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The Auto Loan Approval Process

Getting approved for an auto loan in Chicopee is a straightforward process that is available to any LUSO Federal Credit Union member. The approval process will require certain pieces of information, so be sure to bring a valid photo ID with your current address and your last two pay stubs (or tax returns if self-employed or retired).

Information on the car you are planning to buy will also be needed. Presenting either the Vehicle Identification Number of the car you want to purchase, or the dealer’s work sheet, will give the necessary info to complete your approval.

Benefits of Getting an Auto Loan from LUSO Federal Credit Union

The biggest benefit to seeking auto loans in Chicopee from LUSO Federal Credit Union is that we are a member-owned, not-for-profit financial cooperative dedicated to providing our members with quality financial services and products.  Any profit we make is given back to our members in the form of better rates and improved financing options. We at LUSO pride ourselves on serving the financial needs of our members and can provide car loans in Ludlow, Springfield, Chicopee, Westfield, and Hampden County, Massachusetts.

Feel free to contact our Ludlow branch toll free at 1-844-LUSO-FCU or our Wilbraham branch at 1-800-808-5876.